If you are a FERS employee, your retirement annuity is built on three key factors: your years of creditable service, your age at retirement, and your High-3 average salary. Of the three, the High-3 is often ...

After months of steady increases, the federal retirement backlog finally moved in the right direction in March. The Office of Personnel Management (OPM) received 14,759 new retirement claims (8,830 digital and 5,929 paper)—a sharp decline from ...

March was a difficult month for Thrift Savings Plan participants. After a strong start to the year, particularly in international equities, markets shifted as global tensions increased, pushing investors toward a more cautious stance. While a ...

Most federal employees know they have a pension. Fewer understand that there are multiple distinct pathways to retirement under FERS, each with different eligibility requirements, different effects on the annuity amount, and different implications for health ...