Author: Federal Digest Staff
FERS Supplement vs 10% Annuity Bonus
The FERS Retiree Annuity Supplement is a powerful benefit that bridges the gap until you’re eligible to file for Social Security. This ...Common Retirement Planning Mistakes to Avoid
Retirement is one of the most critical milestones in a federal career, yet many employees delay planning until just a few years ...Why the Classic 4% Rule May Not Fit Your Retirement
For decades, the “4% rule” has been a simple benchmark for retirees: withdraw 4% of your total savings in the first year ...Open Season Is Here
Open Season began yesterday and runs through December 8th. Federal employees and retirees are encouraged to use this time to shop plans ...October TSP Returns
For federal employees, the TSP is a powerful retirement benefit. With low fees, government backing, and a variety of investment options, it ...Recommended TSP Balance at Age 50
Federal employees have unique retirement needs, so it’s important to focus on savings guidelines tailored to you. While private-sector benchmarks suggest saving ...TSP Funds Continue Gains in September
In September 2025, TSP stock funds remained positive despite the looming government shutdown. The C Fund gained 3.65%, the S Fund rose ...Federal Retirement Application Processing Times Climb
The average processing time for federal retirement applications has increased to 76 days, up from 70 days in August. This rise comes ...How a Government Shutdown Affects Pay and Benefits for Federal Employees
When Congress fails to pass appropriations or a continuing resolution, many federal agencies funded by annual budgets must suspend operations. This results ...TSP Roth Conversion Arrives January 2026
The Thrift Savings Plan (TSP) has announced that starting in January, participants will be able to convert their traditional TSP balances into ...
