Retirement
Deferred vs. Postponed Annuity
For federal retirees under the Federal Employees Retirement System (FERS), the terms “deferred annuity” and “postponed annuity” refer to distinct options for ...Your FERS Retirement Application
In 2024, the Office of Personnel Management (OPM) processed approximately 92,000 retirement applications. Mistakes or missing information in your retirement application can ...Maximizing Your Retirement Withdrawals
Creating a thoughtful withdrawal strategy is a crucial part of retirement planning. The sequence in which you tap into your accounts can ...Key Decisions to Consider for Your Retirement Application
When applying for retirement as a federal employee, you’ll face several important choices that can impact your financial future and your spouse’s ...Deciding When to Retire: Age 60 vs. Age 62
Choosing the right time to retire from federal service is a significant decision that can shape your financial future. For those nearing ...Why Emergency Savings Matter for Retirement Planning
A recent analysis sheds light on the pivotal role that emergency funds play in safeguarding retirement goals. Without an adequate financial cushion ...Types Of Income Included In The Social Security Earnings Test
Many retirees continue to work after filing for Social Security benefits. However, if you have yet to reach your Normal Retirement Age ...Retirement Planning: 10 Years Out
If your FERS retirement date is 10 years away, it might seem like you have plenty of time to create a financial ...What’s the Cost of a 25-Year Retirement? Over $800,000 on Average
A recent article from CNBC.com highlights the staggering amount you may need to sustain a 25-year retirement — up to $1 million ...The Facts About Taxes In Retirement
A 2022 survey by the Senior Citizens League found that nearly 75% of Americans nearing retirement significantly underestimate the taxes they’ll owe ...
