Retirement
Understanding Required Minimum Distributions
When you put money into your TSP or other tax-advantaged retirement accounts, the contributions you make have not been subject to income ...Are You Retirement Ready?
With President Trump’s proposal to eliminate 107,000 federal positions in non-defense agencies starting in 2026, federal workers may face job insecurity, potentially ...Picking Your Retirement Date
The perfect retirement date is a widely discussed and dissected topic. There have been multiple articles dedicated to several strategies you can ...Retirement Processing Goes Electronic
Proposed changes to federal benefits, such as the elimination of the retiree annuity supplement and the transition to a “high-5” annuity calculation, ...Deferred vs. Postponed Annuity
For federal retirees under the Federal Employees Retirement System (FERS), the terms “deferred annuity” and “postponed annuity” refer to distinct options for ...Your FERS Retirement Application
In 2024, the Office of Personnel Management (OPM) processed approximately 92,000 retirement applications. Mistakes or missing information in your retirement application can ...Maximizing Your Retirement Withdrawals
Creating a thoughtful withdrawal strategy is a crucial part of retirement planning. The sequence in which you tap into your accounts can ...Key Decisions to Consider for Your Retirement Application
When applying for retirement as a federal employee, you’ll face several important choices that can impact your financial future and your spouse’s ...Deciding When to Retire: Age 60 vs. Age 62
Choosing the right time to retire from federal service is a significant decision that can shape your financial future. For those nearing ...Why Emergency Savings Matter for Retirement Planning
A recent analysis sheds light on the pivotal role that emergency funds play in safeguarding retirement goals. Without an adequate financial cushion ...