Tag: FERS
Why the Classic 4% Rule May Not Fit Your Retirement
For decades, the “4% rule” has been a simple benchmark for retirees: withdraw 4% of your total savings in the first year ...October TSP Returns
For federal employees, the TSP is a powerful retirement benefit. With low fees, government backing, and a variety of investment options, it ...Recommended TSP Balance at Age 50
Federal employees have unique retirement needs, so it’s important to focus on savings guidelines tailored to you. While private-sector benchmarks suggest saving ...Federal Retirement Application Processing Times Climb
The average processing time for federal retirement applications has increased to 76 days, up from 70 days in August. This rise comes ...Mapping Out Your Federal Retirement Journey
From January through August 2025, more than 88,000 federal employees submitted retirement applications. Even if your own retirement is years away, it’s ...TSP Funds Show Positive Returns in August
In August 2025, the TSP reported positive returns across all of its funds. The S Fund, tracking small-and mid-size businesses, led with ...A History of Federal Retirement Benefits
Federal retirement benefits were virtually nonexistent before the 20th century. Federal employees relied on personal savings or limited agency-specific pensions, often tied ...Why DIY Retirement Planning May Not Work For Feds
Since your FERS annuity (pension), Social Security, and Thrift Savings Plan (TSP) provide three streams of retirement income, you may be tempted ...Retirement Applications Slow in July
OPM continues to deal with a backlog of federal retirement applications, as July saw 8,295 employees file for retirement. While this number ...TSP Funds Show Mixed Results
In July 2025, the TSP reported mixed performance across its funds, with 14 of 16 funds posting gains, though most grew by ...
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