Tag: Retirement
Why the Classic 4% Rule May Not Fit Your Retirement
For decades, the “4% rule” has been a simple benchmark for retirees: withdraw 4% of your total savings in the first year ...Understanding Required Minimum Distributions
When you put money into your TSP or other tax-advantaged retirement accounts, the contributions you make have not been subject to income ...Are You Retirement Ready?
With President Trump’s proposal to eliminate 107,000 federal positions in non-defense agencies starting in 2026, federal workers may face job insecurity, potentially ...Picking Your Retirement Date
The perfect retirement date is a widely discussed and dissected topic. There have been multiple articles dedicated to several strategies you can ...Optimizing Your TSP Withdrawal Strategy
Deciding how to withdraw funds from your Thrift Savings Plan (TSP) is a critical step in retirement planning that can shape your ...Retirement Processing Goes Electronic
Proposed changes to federal benefits, such as the elimination of the retiree annuity supplement and the transition to a “high-5” annuity calculation, ...Deferred vs. Postponed Annuity
For federal retirees under the Federal Employees Retirement System (FERS), the terms “deferred annuity” and “postponed annuity” refer to distinct options for ...Your FERS Retirement Application
In 2024, the Office of Personnel Management (OPM) processed approximately 92,000 retirement applications. Mistakes or missing information in your retirement application can ...The Rising Costs of FEGLI: Is It Worth the Premiums?
Established in 1954, the Federal Employees’ Group Life Insurance (FEGLI) program is the largest group life insurance plan in the world, covering ...Maximizing Your Retirement Withdrawals
Creating a thoughtful withdrawal strategy is a crucial part of retirement planning. The sequence in which you tap into your accounts can ...
